What the monthly instalment actually is
EMI / Mortgage Calculator
Enter a price, your deposit, the tenure and the rate. See the monthly instalment, the total interest over the life of the loan, and how little of an early payment goes to the principal.
Type it how you say it — "2.5 cr", "45 lakh" and plain numbers all work.
Bank rates here have recently sat in the low-to-mid 20s.
Monthly instalment
Total interest
Total payable
Deposit needed
Amount borrowed
Over years you repay what you borrow. Shortening the tenure raises the instalment but cuts this sharply — try it.
Year by year rather than month by month — 240 rows is a wall of numbers. Notice how little of an early payment reduces what you owe.
| Year | Interest | Principal | Split | Still owed |
|---|---|---|---|---|
|
|
Share of the year's payments that actually reduced the balance
Indicative only. These figures are estimates based on the assumptions you entered — they are not financial advice, not an offer, and not a quotation. Rates, taxes and construction costs change; we confirm every number in writing before you commit to anything.
Sent — we will be in touch.
A consultant will look at exactly what you modelled and follow up.
Used only to answer this. No lists, no resale.